PPF Calculator - Public Provident Fund Returns
Calculate your PPF maturity amount and interest earned over 15 years. Plan your tax-saving investment with our free PPF calculator.
Calculate PPF
Annual deposit (max ₹1.5 Lakh)
Current PPF rate: 7.1%
Minimum 15 years (extendable in 5-year blocks)
Maturity Amount
₹40,68,209
Total Deposited
₹22,50,000
Interest Earned
₹18,18,209
Formula & Explanation
A = Σ [D × (1 + r)^(n-i+1)] for i = 1 to nPPF interest is compounded annually. Each year's deposit earns interest for the remaining years. Current PPF rate is 7.1% p.a. with annual compounding.
Calculation Examples
Max PPF Investment
₹1.5 Lakh/year at 7.1% for 15 years
Maturity: ₹40.68 Lakhs | Interest: ₹18.18 Lakhs
Benefits
- Tax-free returns (EEE)
- Government guaranteed
- Loan facility available
- Partial withdrawal after 7 years
- Safe long-term investment
Use Cases
- Tax saving under 80C
- Retirement planning
- Long-term wealth creation
- Risk-free investment
- Children's future
About PPF Calculator
Our PPF Calculator helps you estimate the maturity amount of your Public Provident Fund investment. PPF is a government-backed savings scheme offering tax-free returns with a 15-year lock-in period. Calculate how your annual deposits grow with compound interest.
Frequently Asked Questions
The current PPF interest rate is 7.1% per annum, compounded annually. The rate is reviewed quarterly by the government.
PPF has a mandatory 15-year lock-in period. After maturity, it can be extended in blocks of 5 years.
Yes, PPF enjoys EEE (Exempt-Exempt-Exempt) tax status. The deposit (up to ₹1.5L), interest earned, and maturity amount are all tax-free.